10th November 2007

Oh yea!

A Ukrainian walked into a bank in New York City and asked for the loanofficer. He told the loan officer
that he was going to Keive on business for two weeks and needed to borrow $5,000 and that he was not a
depositor of the bank. The bank officer told him that the bank would need some form of security for the
loan, so the Ukranian handed over the keys to a new Ferrari. The car was parked on the street in front of
the bank. The Ukranian produced the title and everything checked out. The loan officer agreed to
hold the car as collateral for the loan and apologized for having to charge 12% interest. Later,
the bank’s president and its officers all enjoyed a good laugh at the Ukranian for using a $250,000
Ferrari as collateral for a $5,000 loan. An employee of the bank then drove the Ferrari into the bank’s
underground garage and parked it.

Two weeks later, the Ukranian returned, repaid the $5,000 and the interest of $23.07. The loan officer
said, “Sir, we are very happy to have had your business, and this transaction has worked out very
nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a
multimillionaire.

What puzzles us is, why would you bother to borrow $5,000?”

The Ukrainian replied: “Where else in New York City can I park my car for two weeks for only $23.07 and
expect it to be there when I return?”

Ah, the Ukranians… See! Koobasa & Vodka is good for the brain

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